Claims with Uninsured Drivers in Columbia
Regardless of where you live in Columbia, you are legally required to carry insurance for your vehicle. Sadly, that doesn’t stop thousands of residents from ignoring this requirement and driving their uninsured vehicle anyways. It’s estimated that 16.4% of drivers in the state operate a vehicle without auto insurance, over 300,000 people.
Then, when a car accident happens, as they do every single day, both drivers are put in a particularly rough situation. Personal injury claims with uninsured motorists can be tricky, as they do not play out like a typical car accident case. If you’ve recently been injured in a car accident, you should get in touch with a dedicated car accident attorney immediately. They can help you sort out this mess and get your claims with uninsured drivers in Columbia properly filed.
Your Options When Filing for an Uninsured Motorist
Since an uninsured driver does not carry the coverage necessary to help you pay for your medical expenses, you will need to file your claim with a different entity. Luckily, in Columbia and other parts of the state, you are required to carry uninsured motorist coverage as part of your insurance policy. This is most likely where you will want to start if you’re seeking compensation, by filing a claim with your own insurance agency.
When taking this avenue, it’s important to have a car crash attorney at your side. Even though this insurance agency is the one that you pay for, it is in their best interest to close your claim as soon as possible. When you have your lawyer on your side, you have a person with years of experience who can advocate for your best interests and no one else’s.
Still, after receiving a settlement for your claim from your insurance provider, you might find that you still have not recouped the losses from your missed work and medical expenses. In times like this, you may find some recompense by pursuing legal action against the uninsured driver. If this is the direction you plan on taking, you will definitely need the assistance of a lawyer. Negotiations between you and your insurance company are one thing, but going to court over a case like this can get complicated very fast. A lawyer in Columbia who has experience with accidents involving uninsured drivers could help with that.
Get Help From a Columbia Attorney With Your Uninsured Motorist Claim
A car accident attorney who specializes in uninsured drivers in Columbia can help you through every step of the claims process, from start to finish. Whether you need to collect evidence and witness testimonies, call upon subject matter experts, submit paperwork, or communicate with the other parties, an attorney can handle that. Their expert opinion on all things car accidents can make a huge difference in how your case plays out. It could be the deciding factor between a settlement that covers all your expenses, or one that you still must use your own funds for. Contact us today to schedule a free, private appointment.